Disclosures

TrustAndEstate.ai is published by Morrowgate Private Wealth and written by its founder, Greg Garone, CEPA®. Its checkup, calculators and articles are educational resources for owners of closely held businesses.

Nothing on this site is tax, legal, insurance or investment advice. Results are illustrations based on the numbers and answers you enter, use simplified assumptions, and may omit facts material to your situation. Review any decision with your own attorney, CPA and advisors.

Using this site, taking the checkup or submitting a website inquiry does not create an advisory relationship. Services are provided only under the applicable agreements and disclosures with Morrowgate Private Wealth.

Greg Garone holds the Certified Exit Planning Advisor (CEPA®) designation and studied finance at SUNY Oswego. He served as a medic in the U.S. Air Force Reserve.

How Morrowgate Private Wealth is paid is described in its client agreements and regulatory disclosures, which are available from Morrowgate Private Wealth. The checkup and calculators on this site are free and do not require contact information.

Greg Garone does not sell insurance. Where a planning gap calls for insurance, Morrowgate refers clients to a licensed insurance professional and reviews the proposal against the client’s documents.

Stories on situation pages are hypothetical illustrations, not client experiences. Tax figures reflect law as of the “last reviewed” date on each page and can change. Court cases are summarized for education; links go to the original source where available.

Links to WealthPlannerPro, Morrowgate Private Wealth, government sites and court opinions are provided for convenience. WealthPlannerPro is also a Morrowgate Private Wealth resource. We are not responsible for the content of sites we do not operate.